About FHA Home Loans

FHA Loans are home loans insured by the Federal Housing Administration (FHA) which is a part of HUD. With this layer of insurance, lenders like Keith Collins Mortgage Team are able to offer lower down payments, lower closing costs and easier credit qualifying than loans that are not backed by the government.

Features of FHA Loans Include:

  • Low down payment
  • Flexible income, debt, and credit requirements
  • Use gift funds to help with your down payment, contact us to learn more about this benefit

FHA Loans are Recommended for:

  • Homebuyers with limited savings
  • Low to moderate income homebuyers

For more information and additional resources to see if you qualify for an FHA Loan, check out:

Because everyone’s circumstances are different, the easiest way to find the right home loan is simply to apply. Our quick and easy application will help us determine the next steps in your journey. Click below to get started!